Homebuyer Assistance Program (HAP)

The City of Killeen has identified a housing need that enables low to moderate-income individuals or families to own their own home. Through the use of Home Investment Partnerships (HOME) Program funds, provided by the U.S. Department of Housing and Urban Development (HUD), the City of Killeen has established a First Time Homebuyer Assistance Program.

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The First Time Homebuyer Assistance program, also known as HAP, provides up to $7,500 for down payment and closing cost assistance to first time homebuyers purchasing a home within the corporate city limits of Killeen.

The HAP rules and policies are governed by statutory and regulatory requirements of the Home Investment Partnerships Act (HOME) program issued by the U.S. Department of Housing and Urban Development (HUD) Community Planning & Development offices and are subject to change.

HAP Requirements

Homebuyers must be able to qualify for a mortgage loan with one of the HAP approved mortgage lenders and:

  • Attend eight hours of home buyer education classes, (five hours are required prior to submitting the application for assistance and three hours after the home has been purchased)
  • Contribute a minimum of $500 toward the purchase of the house
  • Have minimum income based on the total number of household members (see hap min-max income limits chart (PDF))
  • Occupy the assisted home as their primary residence for the duration of the affordability period
  • Participate in the hap annual verification of residency confirmation

Homebuyer Education Classes

We are providing these classes through a virtual classroom. Please continue to register for the class you would like to attend. The Homebuyer Education Classes are a great educational opportunity for all persons considering the purchase of their first home. The classes are held in both English and Spanish languages.

The method of using a Virtual Classroom will be provided to those that register for a specific class day. We are excited about this new delivery method. Please register for the class date you want to attend. Approximately 10 days before the class you will receive an email with instructions; you must reply to confirm your space for the class!

Please register for only one (1) class date, course information is the same for each class.
Por favor registrarse sólo una fecha de clases (1), la información es la misma para cada clase.

Scheduled Classes

  • October 3, 2020 (English & Spanish)
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Reservations are required. Se requieren reservationes. Children under age 17 are not permitted in the classroom. Niños menores de 17 anos de edad no se permiten en la clase.

HAP Lenders & Certified Real Estate Agents

We are working on offering our HAP Lender and Real Estate Agent Certification / Re-Certification classes through a virtual classroom. Please register for the class you would like to attend. We are excited about this new deliver method. Register and then watch your email for more details!

Texas Department of Housing & Community Affairs

Texas Mortgage Credit Program For First Time Homebuyers website
The Texas First Time Homebuyer Program website
Foreclosure Prevention Resources website